Calculate your take-home pay with this 2025 Texas paycheck calculator. No state income tax, just federal, Social Security, and Medicare deductions.
Key Terms in the Texas Paycheck Calculator
State
This shows which state the paycheck is based on. In this case, it’s Texas. Texas is one of the few states that does not take income tax from your paycheck. That means you don’t lose money to state tax like you would in California or New York.
Filing Status
This tells the government how you file your taxes. It changes how much federal tax you owe.
- Single – You’re not married and file your own taxes.
- Married Filing Jointly – You and your husband or wife file together.
- Head of Household – You’re single but take care of someone like a child or family member.
Pay Frequency
This is how often you get paid.
- Hourly – You get paid for every hour worked.
- Weekly – You get paid once a week.
- Bi-Weekly – Every two weeks.
- Semi-Monthly – Twice a month.
- Monthly – Once a month.
- Annual – Once a year. (Used just for calculations.)
Gross Yearly Salary
This is your total pay before taxes are taken out.
Example: If you make $20 an hour and work full-time all year, your gross salary is about $41,600.
Federal Income Tax
This is the money the U.S. government takes based on how much you earn. The more you earn, the higher the tax rate. The calculator uses 2025 federal tax rules to figure this out.
Social Security Tax (6.2%)
This tax goes to help people when they retire or can’t work anymore. It’s 6.2% of your pay.
Example: If you earn $50,000, about $3,100 goes to Social Security.
Medicare Tax (1.45%)
This tax helps pay for health care for people over age 65. It’s 1.45% of your pay.
Example: If you earn $50,000, about $725 goes to Medicare.
Net Salary
This is the money you take home. It’s your gross salary minus taxes.
Example: If you earn $50,000 and pay around $9,000 in total taxes, your net salary is $41,000.
A Quick Look at Texas Tax Brackets
Texas does not have state income tax, so there are no Texas tax brackets for your paycheck. That means:
- No money is taken from your pay for state income taxes.
- You only pay federal taxes like income tax, Social Security, and Medicare.
This makes Texas a popular state for workers like you who want to keep more of their paycheck.