1. Introduction and Acceptance
By accessing or using Calculatorbank.com (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (the “Terms”). If you do not agree to these Terms, please refrain from using the Site.
2. Definitions
- Site: Calculatorbank.com and all associated pages, features, and services provided therein.
- User: Any person who accesses or uses the Site.
- We/Us/Our: Refers to Calculatorbank.com and its affiliates.
3. Eligibility
The Site is available only to individuals who are at least 18 years old. By using the Site, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms.
4. Use of the Site
- Lawful Purposes: You agree to use the Site solely for lawful purposes and in a manner that does not infringe on the rights of others or restrict anyone’s use of the Site.
- Access and Functionality: We strive to maintain the availability of the Site; however, we do not guarantee uninterrupted or error-free access.
- Prohibited Conduct: Users must not use any automated tools or techniques that could disrupt the Site’s operation or attempt to bypass its security features.
5. Intellectual Property
- Ownership: All content, design elements, logos, and tools provided on the Site are owned by or licensed to Calculatorbank.com and are protected by applicable copyright and intellectual property laws.
- Restrictions: No part of the Site may be reproduced, distributed, or modified without our prior written consent.
6. Disclaimer of Warranties
- “As Is” Basis: The Site, including all financial calculators and other tools, is provided on an “as is” and “as available” basis without any warranties, express or implied.
- No Guarantee of Accuracy: We do not warrant that the calculations, results, or any other information on the Site are error-free, complete, or current. Use the outputs as a general guide only.
7. Financial Disclaimer
The financial tools and information on this Site are for educational and informational purposes only. They are not intended as a substitute for professional financial advice. Always consult with a qualified financial advisor before making any financial decisions.
8. Limitation of Liability
Under no circumstances shall Calculatorbank.com, its affiliates, or its directors be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Site or any content or services provided on the Site—even if we have been advised of the possibility of such damages.
9. User Conduct and Responsibilities
- Accurate Information: You are responsible for any information you provide on the Site.
- Security: You must maintain the confidentiality of any account information and notify us immediately of any unauthorized use of your account.
- Compliance: You agree to comply with all applicable laws and regulations when using the Site.
10. Third-Party Content and Links
The Site may include links to third-party websites or resources. These links are provided for your convenience only, and we have no control over their content or availability. Use them at your own risk, and note that these Terms do not extend to such third-party sites.
11. Modifications to the Terms
We reserve the right to change or update these Terms at any time without prior notice. The most current version will be posted on the Site, and your continued use of the Site constitutes your acceptance of any modifications.
12. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of New York, without regard to its conflict of laws provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in New York.
13. Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy to understand our practices regarding your personal data.
14. Contact Information
If you have any questions or concerns regarding these Terms, please contact us at:
Email: support@calculatorbank.com