Free Online Calculators
Use Free online calculators to calculate your finances, including investments such as CDs, stocks, taxes, salary, loans, mortgages, health, and fitness, and much more.
Savings & Investment Calculators
Calculate savings growth, investment returns, and financial planning metrics
Future Value Calculator
Calculate the future value of investments with compound interest. See how your money grows over time with regular contributions and different interest rates.
Compound Growth
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Payback Period Calculator
Calculate how long it takes to recover an investment. Determine the payback period for investments, projects, or business ventures based on cash flows.
Investment Recovery
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Present Value Calculator
Calculate the current value of future cash flows. Determine what future money is worth today with discount rates for investment decisions and financial planning.
Discounted Cash Flow
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ROI Calculator
Calculate Return on Investment for any project or investment. Compare different investment opportunities and see which provides the best return on your money.
Return Analysis
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Bond Calculator
Calculate bond prices, yields, and returns. Analyze government and corporate bonds with coupon payments, maturity dates, and yield to maturity calculations.
Fixed Income
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CD Calculator
Calculate Certificate of Deposit returns and maturity values. Compare different CD terms, interest rates, and see how compounding affects your earnings.
Guaranteed Returns
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Simple Interest Calculator
Calculate simple interest on loans and investments. See how principal, rate, and time affect interest earnings without compounding effects.
Linear Growth
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Savings Calculator (Advanced)
Advanced savings planning with variable contributions, inflation adjustments, and tax considerations. Plan for retirement, education, or major financial goals.
Comprehensive Planning
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Simple Savings Calculator
Calculate basic savings growth with regular contributions. See how consistent saving habits build wealth over time with compound interest.
Basic Planning
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Compound Interest Calculator
Calculate compound interest with different compounding frequencies. See how compounding periods (daily, monthly, annually) affect investment growth.
Exponential Growth
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Finance Calculator
Comprehensive financial calculator for loans, investments, and savings. Calculate payments, future values, present values, and investment returns in one tool.
All-in-One
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Investment Calculator
Calculate investment growth with regular contributions. See how different investment strategies, rates of return, and time horizons affect portfolio growth.
Portfolio Growth
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Interest Calculator
Calculate interest earned or paid on loans and investments. Compare simple vs. compound interest and see how different rates affect your money.
Interest Analysis
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Loan Calculators
Calculate loan payments, interest, and repayment schedules for various loan types
Loan Calculator
Calculate monthly payments for any loan type. Input loan amount, interest rate, and term to see payment breakdown and total interest costs.
All Loan Types
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Car Loan Early Payoff Calculator
Calculate how extra payments can pay off your car loan early. See how much interest you'll save and how soon you can own your car outright.
Early Payoff
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HELOC Interest-Only Loan Calculator
Calculate payments for Home Equity Line of Credit during interest-only period. See payment changes when principal repayment begins and total loan costs.
Interest Only
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Early Loan Payoff Calculator
Calculate how extra payments can shorten any loan term. Compare different payoff strategies and see the impact on interest savings and timeline.
Any Loan Type
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Motorcycle Loan Calculator
Calculate motorcycle loan payments and financing options. Compare different loan terms, interest rates, and see how down payments affect your monthly costs.
2-7 Year Terms
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Boat Loan Calculator
Calculate boat financing and loan payments. Compare marine loan options, see the impact of different terms, and estimate total ownership costs including insurance.
Marine Financing
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Debt Consolidation Calculator
Calculate savings from consolidating multiple debts. See how a single lower-interest payment can reduce monthly costs and total interest paid over time.
Multiple Debts
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Student Loan Calculator
Calculate student loan payments and repayment options. Compare federal and private loans, different repayment plans, and estimate loan forgiveness eligibility.
Federal & Private
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Business Loan Calculator
Calculate business loan payments and cash flow impact. Compare SBA loans, term loans, and lines of credit with different interest structures and terms.
SBA & Commercial
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Personal Loan Calculator
Calculate monthly payments for personal loans. Compare different loan terms, interest rates, and see how extra payments affect your payoff timeline and interest costs.
5-36% APR
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Auto Loan Calculator
Calculate car loan payments and total interest costs. Compare financing options, see the impact of down payments, and evaluate lease vs. buy scenarios.
2-7 Year Terms
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Loan Comparison Calculator
Compare multiple loan offers side by side. See total costs, monthly payments, and interest differences to choose the best loan option for your financial needs.
Side-by-Side
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VAT Calculator by Country
Calculate Value Added Tax (VAT) for different countries with current tax rates
General VAT Calculator (US$ Based)
Universal VAT calculator for any country. Enter your own tax rates and calculate VAT amounts, inclusive/exclusive prices, and net amounts.
Custom Rate
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UK VAT Calculator
Calculate UK VAT with the current standard rate of 20%. Includes reduced rates (5%) for energy-saving materials and zero rates for essential goods.
20% Standard
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South Africa VAT Calculator
Calculate South African VAT at 15% standard rate. Includes zero-rated supplies like basic foodstuffs and exemptions for financial services.
15% Standard
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Australia GST Calculator
Calculate Australian Goods and Services Tax (GST) at 10%. Covers GST-free supplies, input tax credits, and BAS reporting requirements.
10% GST
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Canada HST/GST Calculator
Calculate Canadian GST (5%) and provincial sales taxes. Includes HST rates for participating provinces and PST for non-participating provinces.
5-15% HST
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Germany VAT Calculator
Calculate German Mehrwertsteuer (MwSt) with standard rate of 19% and reduced rate of 7% for books, food, and cultural events.
19% Standard
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New Zealand GST Calculator
Calculate New Zealand Goods and Services Tax (GST) at 15%. Includes zero-rated supplies for exports and financial services exemptions.
15% GST
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Ireland VAT Calculator
Calculate Irish VAT with standard rate of 23%, reduced rates (13.5%, 9%) for hospitality, tourism, and essential services.
23% Standard
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Italy VAT Calculator
Calculate Italian IVA (Imposta sul Valore Aggiunto) with standard rate of 22%, reduced rates (10%, 5%, 4%) for specific goods and services.
22% Standard
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Spain VAT Calculator
Calculate Spanish IVA (Impuesto sobre el Valor Añadido) with standard rate of 21%, reduced rates (10%, 4%) for essential goods and services.
21% Standard
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France VAT Calculator
Calculate French TVA (Taxe sur la Valeur Ajoutée) with standard rate of 20%, reduced rates (10%, 5.5%, 2.1%) for specific sectors.
20% Standard
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Japan VAT Calculator
Calculate Japanese Consumption Tax (消費税) at 10% standard rate, with reduced rate of 8% for food and beverages (excluding alcohol and dining out).
10% Standard
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China VAT Calculator
Calculate Chinese VAT (增值税) with rates of 13% for goods, 9% for services, 6% for modern services, and 3% for small-scale taxpayers.
6-13% VAT
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State Paycheck Calculators
Calculate your take-home pay for any state with our comprehensive paycheck calculators
Hourly to Annual Salary Calculators
Convert your hourly wage to annual salary based on full-time work
$15 an hour is how much a year?
Calculate the annual salary for $15 per hour. Based on 40 hours per week and 52 weeks per year.
$31,200/year
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$16 an hour is how much a year?
Calculate the annual salary for $16 per hour. Based on 40 hours per week and 52 weeks per year.
$33,280/year
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$17 an hour is how much a year?
Calculate the annual salary for $17 per hour. Based on 40 hours per week and 52 weeks per year.
$35,360/year
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$18 an hour is how much a year?
Calculate the annual salary for $18 per hour. Based on 40 hours per week and 52 weeks per year.
$37,440/year
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$19 an hour is how much a year?
Calculate the annual salary for $19 per hour. Based on 40 hours per week and 52 weeks per year.
$39,520/year
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$20 an hour is how much a year?
Calculate the annual salary for $20 per hour. Based on 40 hours per week and 52 weeks per year.
$41,600/year
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$21 an hour is how much a year?
Calculate the annual salary for $21 per hour. Based on 40 hours per week and 52 weeks per year.
$43,680/year
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$22 an hour is how much a year?
Calculate the annual salary for $22 per hour. Based on 40 hours per week and 52 weeks per year.
$45,760/year
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$23 an hour is how much a year?
Calculate the annual salary for $23 per hour. Based on 40 hours per week and 52 weeks per year.
$47,840/year
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$24 an hour is how much a year?
Calculate the annual salary for $24 per hour. Based on 40 hours per week and 52 weeks per year.
$49,920/year
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$26 an hour is how much a year?
Calculate the annual salary for $26 per hour. Based on 40 hours per week and 52 weeks per year.
$54,080/year
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$27 an hour is how much a year?
Calculate the annual salary for $27 per hour. Based on 40 hours per week and 52 weeks per year.
$56,160/year
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$28 an hour is how much a year?
Calculate the annual salary for $28 per hour. Based on 40 hours per week and 52 weeks per year.
$58,240/year
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$29 an hour is how much a year?
Calculate the annual salary for $29 per hour. Based on 40 hours per week and 52 weeks per year.
$60,320/year
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$30 an hour is how much a year?
Calculate the annual salary for $30 per hour. Based on 40 hours per week and 52 weeks per year.
$62,400/year
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$31 an hour is how much a year?
Calculate the annual salary for $31 per hour. Based on 40 hours per week and 52 weeks per year.
$64,480/year
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$32 an hour is how much a year?
Calculate the annual salary for $32 per hour. Based on 40 hours per week and 52 weeks per year.
$66,560/year
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$33 an hour is how much a year?
Calculate the annual salary for $33 per hour. Based on 40 hours per week and 52 weeks per year.
$68,640/year
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$34 an hour is how much a year?
Calculate the annual salary for $34 per hour. Based on 40 hours per week and 52 weeks per year.
$70,720/year
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$35 an hour is how much a year?
Calculate the annual salary for $35 per hour. Based on 40 hours per week and 52 weeks per year.
$72,800/year
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$36 an hour is how much a year?
Calculate the annual salary for $36 per hour. Based on 40 hours per week and 52 weeks per year.
$74,880/year
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$37 an hour is how much a year?
Calculate the annual salary for $37 per hour. Based on 40 hours per week and 52 weeks per year.
$76,960/year
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$38 an hour is how much a year?
Calculate the annual salary for $38 per hour. Based on 40 hours per week and 52 weeks per year.
$79,040/year
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$39 an hour is how much a year?
Calculate the annual salary for $39 per hour. Based on 40 hours per week and 52 weeks per year.
$81,120/year
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$40 an hour is how much a year?
Calculate the annual salary for $40 per hour. Based on 40 hours per week and 52 weeks per year.
$83,200/year
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Salary to hourly calculator
Convert your annual salary to an hourly wage based on full-time work
$30,000 a year is how much an hour?
Convert $30,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$14.42/hour
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$35,000 a year is how much an hour?
Convert $35,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$16.83/hour
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$36,000 a year is how much an hour?
Convert $36,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$17.31/hour
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$37,000 a year is how much an hour?
Convert $37,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$17.79/hour
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$38,000 a year is how much an hour?
Convert $38,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$18.27/hour
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$39,000 a year is how much an hour?
Convert $39,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$18.75/hour
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$40,000 a year is how much an hour?
Convert $40,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$19.23/hour
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$41,000 a year is how much an hour?
Convert $41,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$19.71/hour
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$42,000 a year is how much an hour?
Convert $42,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$20.19/hour
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$43,000 a year is how much an hour?
Convert $43,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$20.67/hour
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$44,000 a year is how much an hour?
Convert $44,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$21.15/hour
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$46,000 a year is how much an hour?
Convert $46,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$22.12/hour
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$47,000 a year is how much an hour?
Convert $47,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$22.60/hour
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$48,000 a year is how much an hour?
Convert $48,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$23.08/hour
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$49,000 a year is how much an hour?
Convert $49,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$23.56/hour
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$50,000 a year is how much an hour?
Convert $50,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$24.04/hour
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$60,000 a year is how much an hour?
Convert $60,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$28.85/hour
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$65,000 a year is how much an hour?
Convert $65,000 annual salary to hourly wage. Based on 40 hours per week and 52 weeks per year.
$31.25/hour
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